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Real-Time Benefit Tool

2026

The Real-Time Benefit Tool (RTBT) is an innovative solution designed to provide you with up-to-date information about your prescription drug benefits. This tool offers valuable insights into medication costs, lower cost alternatives, and pharmacy options, empowering you to make informed decisions about your healthcare.

Key Features

  • Cost Transparency: You can easily access real-time pricing information for your prescription drugs, allowing you to understand your out-of-pocket expenses before filling a prescription.
  • Pharmacy Locator: The tool helps you find nearby pharmacies, making it convenient to pick up medications.
  • Lower Cost Alternatives: You can explore lower cost options for your prescribed medications, potentially reducing costs.
  • Drug Interactions and Side Effects: You can access important information about potential drug interactions and side effects, promoting safer medication use.
  • Mail Order Refills: The system allows for easy processing of mail order refills, enhancing convenience for you.

MEDICARE ADVANTAGE PLANS

You can access the Real-Time Benefit Tool by registering and logging in to Medicare Member Portal Here.

STATE, EDUCATION, AND LOCAL GOVERNMENT EMPLOYEES

You can access the Real-Time Benefit Tool by registering and logging in to State of Oklahoma Employees Member Portal Here.

By using the Real-Time Benefit Tool, you can take control of your prescription drug benefits, potentially reduce costs, and improve your overall healthcare experience.

2025

The Real-Time Benefit Tool (RTBT) is an innovative solution designed to provide you with up-to-date information about your prescription drug benefits. This tool offers valuable insights into medication costs, lower cost alternatives, and pharmacy options, empowering you to make informed decisions about your healthcare.

Key Features

  • Cost Transparency: You can easily access real-time pricing information for your prescription drugs, allowing you to understand your out-of-pocket expenses before filling a prescription.
  • Pharmacy Locator: The tool helps you find nearby pharmacies, making it convenient to pick up medications.
  • Lower Cost Alternatives: You can explore lower cost options for your prescribed medications, potentially reducing costs.
  • Drug Interactions and Side Effects: You can access important information about potential drug interactions and side effects, promoting safer medication use.
  • Mail Order Refills: The system allows for easy processing of mail order refills, enhancing convenience for you.

MEDICARE ADVANTAGE PLANS

You can access the Real-Time Benefit Tool by registering and logging in to the Pharmacy Benefit Manager (PBM) system at Caremark.com. Additionally, you can access this tool through the CVS Caremark mobile app. For information on downloading the app, visit this link.

STATE, EDUCATION, AND LOCAL GOVERNMENT EMPLOYEES

Can access the Real-Time Benefit Tool by registering and logging in to the Pharmacy Benefit Manager (PBM) system at Caremark.com. Additionally, you can access this tool through the CVS Caremark mobile app. For information on downloading the app, visit this link.

You can also look up drug cost by clicking here

By using the Real-Time Benefit Tool, you can take control of your prescription durg benefits, potentially reduce costs, and improve your overall healthcare experience.